Ontario Student Assistance Program (OSAP) for Students Enrolled in Micro-Credential Programs
Official Guidelines for the 2025–2026 academic year: Updated January 2026
Micro-credential programs are becoming an increasingly popular way for students and working adults in Ontario to gain in-demand skills quickly. These short, focused training programs are designed to help learners upskill, reskill, or transition into new careers.
Thankfully, students enrolled in eligible micro-credential programs may still qualify for financial support through the Ontario Student Assistance Program (OSAP). OSAP for Micro-Credential Programs can help make short-term training more affordable through a mix of grants and loans.
If you’re planning to take a micro-credential program at a college or university in Ontario, OSAP funding may help you cover education-related costs while preparing for today’s job market.
Eligibility Criteria
To qualify for OSAP as a student enrolled in a micro-credential program, you must meet the following major requirements:
- You must either be a Canadian citizen or a permanent resident living in Ontario. OSAP is also available to protected persons such as refugees who are allowed in the country based on humanitarian grounds.
- You must be enrolled in an approved micro-credential program at a designated college, university, or Indigenous institute.
- You must demonstrate financial need based on your income and education costs.
Next Steps:
Interested in a micro-credential program? Reach out to a school to confirm whether your program is OSAP-eligible and get guidance on the application process.
What OSAP Covers for Micro-Credential Programs
OSAP funding for eligible micro-credential programs can help pay for several education-related costs, including:
- Tuition and mandatory program fees
- Required books, supplies, or training materials
- Costs related to short-term skills training
When you apply, you may qualify for a combination of grants and loans depending on your circumstances. Many learners receive grant support that does not need to be repaid.
How to Apply
The OSAP application process for micro-credential programs is completed online and is generally straightforward. Here are the basic steps:
- Create or log into your OSAP account using your Social Insurance Number (SIN).
- Select the micro-credential program you are enrolled in and start a new OSAP application.
- Enter details about your school, program, income, and personal situation.
- Submit any required supporting documents for verification.
Because micro-credential programs are often short in duration, students are encouraged to apply as early as possible to avoid funding delays.
Things to do after applying
Once you submit your OSAP application for a micro-credential program, there are a few important steps to stay on track:
- Check your OSAP account for updates: You may be asked to provide additional documents, and you can track your funding status.
- Confirm your enrollment: Your school must confirm your registration before funds are released.
- Watch for reassessments: Changes to your program or financial situation may affect the funding you receive.
How much can you get?
Many students wonder how much funding is available through OSAP for micro-credential programs. The amount you receive depends on factors such as tuition costs, program length, income, and financial need.
Unlike full-time or part-time OSAP funding, micro-credential assistance does not have widely published fixed maximum weekly amounts. The best way to understand how much you may qualify for is to complete an OSAP application or speak with your school’s financial aid office.
Please note that funding amounts vary depending on your specific program and personal financial assessment.
Repaying loans
If your OSAP funding includes a loan portion, repayment typically begins after you finish your program or leave your studies. Many students also qualify for repayment assistance depending on income and financial circumstances.
Grants do not need to be repaid as long as you remain eligible.
Next Steps
Reach out today! Contact any school for the most up-to-date information and guidance on OSAP micro-credential funding. Schools can help you understand available short-term training options, entry requirements, and timelines, and explain how micro-credentials align with your career goals.
Career counsellors and school advisors are trained to assist prospective students at no additional cost, helping you choose the skills you want to develop and how they fit into Ontario’s evolving job market.
If you’re considering a micro-credential program in Ontario, speaking with an advisor is one of the best next steps you can take.
